How To Borrow Data On MTN In Uganda

What Is Borrow Data On MTN?

MTN XtraByte is a service that you to borrow data on credit when you run out of data and pay back on your next recharge. MTN XtraByte service is available to all eligible MTN Prepaid customers.

How To Borrow Data On MTN In Uganda

In hard times where you have zero balance on all your MTN accounts and you’re in need of data or airtime, MTN allows you to borrow and pay later.

MTN Uganda allows its customers to borrow data bundles and airtime that they can pay at a later time. This was introduced in that if a customer has zero balance on their mobile money or airtime and they are in much need to contact/reach someone, they have now the power to borrow from MTN.

This can help you in these times of Covid-19 and lockdowns,

Unlike other services like MTN Mokash where you incur an interest, with borrowing data or airtime, you don’t. You on the other hand don’t get payment deadlines, and so you can pay back at any time by crediting your account. However, to be eligible to borrow, you have to meet the telco’s minimum standards that are often maxed at having an active account for the past 3 months.

Here is how you can borrow airtime and data on MTN

Rule the conversation everywhere you go with the new doubled MTN Voice bundle minutes at the same old price. Dial *160*22# to activate a bundle with more minutes for more talk.

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Borrow Airtime

  • Dial *146#
  • Choose your preferred Airtime amount to borrow
  • Once you select a preferred amount, your account will be credited with the requested airtime figure.
  • DONE: To check for your airtime balance dial *131#

Borrow Data

  • Dial *146#
  • From the list of options, select option 5 (Borrow Data Bundle)
  • Then, From the list of Data offers, choose your preferred data bundle
  • Once selected, your account will be topped up with the data offer
  • DONE: To check your remaining data balance, dial *131# or *150*1*4*1#

How can I get MTN loan?

You can easily apply for a loan with the MTN Quick Loan code simply dial *606# from your handset and select the Xtracash option. Also access some of the MTN Xtracash Loan services by dialing *606*4# to get started.

MTN XtraTime

  1. What is it?
  • A service which allows our customers to borrow a loan when they run out of Airtime. So when you are unable to recharge at any one time, MTN Xtratime comes to your rescue. A customer can borrow a Airtime loan, a Data bundle loan, a Voice bundle or a combination of Airtime and bundle loan.

Eligibility

  1. This service is available for MTN Prepaid Customers only.
  2. Eligible Customers must have been on the MTN network for the past at least 6 months.
  3. Eligible Customer must have used their SIM card at least once within the past 90 days.
  4. Prepaid roaming subscribers will have access to the service, and will have their next recharge reduced by the amount owed.
  5. How to access Xtratime :
  • Step 1: Dial *146#
  • Step 2: Follow the on-screen prompts
  1. Charges for using the Service
  • Borrowing Airtime: Customers will be charged only 10% of the credit value they borrow. For example, if the customer borrows UGX 1 000, of the UGX 1,000 credit given, the usable airtime value shall be UGX 900, while UGX 100 shall be the fee for the Airtime loan.
  • Borrowing bundles: Customers will be charged only 10% of the value of the bundle borrowed. For example if a customer borrows a 40 MB data bundle valued at UGX 500/-, a fee of UGX 50 will be charged. The full 40 MB will be activated for the customer and a total of UGX 550 (value of loan + loan fee) will be owed by the customer.

Airtime Loan Options

  • A minimum of UGX 250 and a maximum of UGX 10,000.
  • Upon dialling *146#, an eligible customer will be provided with loan options based on the user’s Total credit limit.

Voice Loan Options

  • A minimum of 6 Mins valid for 24 hours and a maximum of 60 Minutes valid for 24 hours.
  • Upon dialling *146#, an eligible customer will be provided with loan options based on the user’s Total credit limit.

Data Loan Options

  • A minimum of 15 MB valid for 24 hours and a maximum of 1 GB valid for 24 hours.
  • Upon dialling *146#, an eligible customer will be provided with loan options based on the user’s Total credit limit.